1. Errors & Omissions (E&O) Insurance

Protects your business from claims of negligence, mistakes, or inadequate work made by clients. This is especially critical for professionals providing advice or services, like consultants or financial advisors.

2. Professional Liability Insurance

Covers legal costs and damages if your business is accused of errors, omissions, or negligence in the services provided. It’s essential for service-based industries.

3. Workers' Compensation Insurance

Provides benefits to employees who are injured or become ill due to work-related activities. This includes covering medical bills, lost wages, and rehabilitation costs while protecting employers from related lawsuits.

4. General Liability Insurance

Protects your business from claims of bodily injury, property damage, and advertising injury caused by your operations, products, or services. It's a fundamental policy for businesses of all sizes.

5. Commercial Property Insurance

Covers damage to your business property, including buildings, equipment, inventory, and furniture, due to events like fire, theft, or natural disasters.

6. Commercial General Liability (CGL)

A broad policy that combines multiple liability coverages, including bodily injury, property damage, and personal injury, offering comprehensive protection for common business risks.

7. Business Owner’s Policy (BOP)

A bundled policy combining General Liability and Commercial Property Insurance, often with additional coverage options, tailored for small to mid-sized businesses.

8. Cyber Liability Insurance

Protects against data breaches and cyberattacks by covering expenses like data recovery, legal fees, and notification costs to affected customers.

9. Product Liability Insurance

Covers claims of injury or damage caused by products your business manufactures, sells, or distributes. It's crucial for businesses involved in product creation or distribution.

10. Umbrella Insurance

Provides additional liability coverage beyond the limits of your other policies, ensuring your business is protected against major claims or lawsuits.

11. Commercial Auto Insurance

Covers vehicles used for business purposes, protecting against accidents, liability claims, and vehicle damage.

12. Inland Marine Insurance

Covers tools, equipment, and goods in transit or stored off-site, ensuring your business assets are protected wherever they are.

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